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Boring Investments for maximum gains (IRA/401K)

Boring investing For the last several years, I loved being part of the action as I interact with my friends, colleagues, watched news about Tesla, GameStop, Bitcoin etc. They made big gains on some these investments and I dealt with FOMO like most of us. I made some interesting investments which provided me with huge investment returns and others pulled me down. In January of 2019 right after the passing John Bogle, founder of Vanguard, I started to to read up on his ideologies and  investment philosophies. His book on Common sense investing intrigued me and I started to do some research on that topic. In summary here's what I found.  1. On an average most hedge funds under-performed the S&P 500 returns over the last 30 years Chances are you will have better returns long term if  you simply invested on the S&P 500 index.  We all like to chase the glamorous individual stocks, hedge funds, IPO's and other investment strategies and don't do boring stuff like just inve
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Current markets - How and where to Invest

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 Current markets - How and where to Invest In the current markets scenario, which I would define as choppy and uncertain, one investing style that works well for me are selling covered calls. This helps your portfolio to grow even though the overall stock market sentiment is negative to neutral. This way you can stay invested in the market, while riding out the choppiness. What is selling a covered call: I will not delve too much into this topic as there are several articles that will do a much better job of explaining this. At a very fundamental level it's selling calls for shares that you own. I usually sell calls one month out to keep my risk manageable and more predictable. Mostly selling 1 call would require you to own a 100 shares. It's also important to pick stocks that are fundamentally strong and mostly stable, but are just not trending positive due to market sentiment. Volatile stocks like Tesla are not necessarily good candidates for this. e.g. here you can see the p
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